Gone are the days when wildfires mostly put remote and rural properties at risk. For example, according to reporting from Colorado Public Radio, a wildfire destroyed more than 1,100 commercial and residential properties in a suburb of Boulder less than a year ago. The...
California is home to blazing sunsets and thousands of miles of coastline; however, along with the good comes the bad. Nothing can bring the Golden State to its knees quite like a natural disaster, and if you face filing a claim with your insurer for help, you do not...
New California legislation taking effect on Jan. 1, 2023, will impact insurer obligations in various areas. The legislation covers fingerprinting, licensing disclosures, education mandates, and insurance fraud reporting. How might this legislation impact consumers in...
The law does not require businesses or individuals to take measures to prevent all foreseeable harm to customers. For example, an insurance agent needs only provide coverage that a client requests and does not have to anticipate every need. However, courts around the...
Some California residents decide to move out of their homes while holding on to their property, or perhaps they just want to spend a few weeks in another state. However, this might cause a problem if your home suffers damage and you want to file a homeowners’...
No entrepreneur wants to think about the possibility of their business literally going up in flames. However, the possibility of wildfires and simple accidents forces you into a position in which you must think about how to protect your business interest in case of a...
In business, you have an obligation to protect employee, client and company data. If personal information becomes compromised, the individuals affected could hold you liable. One of the most common ways for cybercriminals to access personal data is through the use of...
Owning a company means you rely on your employees to act with dignity. Their conduct can reflect on your organization's brand, image and competitiveness. The uncertainty of knowing how your employees will act may create stress. Knowing some strategies for preventing...
You have to maintain optimal security when it comes to your business's computer network. Without security, customer, employee and company data becomes compromised. If you do not put forth adequate protections, you could become liable for any data breach or data loss...
The purpose of homeowners' insurance is to provide you with a safety net should a disaster happen. While the process is typically straightforward, there are some common reasons you could receive a denial. Thankfully, you can often avoid them. Lack of documentation As...
