Telehealth has found a place in our society amid the COVID-19 pandemic. With this, health institutions are slowly adopting digital technologies as a norm in providing health services. Statistics also show that the global digital health market may grow 25% from 2019 to...
San Rafael California Insurance Law Firm
How do natural disaster frequencies affect insurance costs?
As climate change brings more uncertainty, the surge in natural disasters is orchestrating more than just environmental changes – it's hitting us where it hurts the most: our wallets. The unpredictability of these events is reshaping financial landscapes, particularly...
How to Prove Your Business Property Loss to Your Insurance Company
When your business is damaged by a storm, fire, theft or other calamity, you should notify the insurance company that provides your company's commercial property insurance policy right away. Don't wait. The policy requires that you report the loss "as soon as...
Why are California fire insurance providers leaving the state?
In 2021, California had the largest, most destructive fires than any other state with more than 2.2 million acres burned in 9,280 fires, and 2023 has already seen 2,251 wildfires. Unfortunately, these wildfires do not just stay in wildlands. They often impact...
What State Farm’s temporary pause on new homeowners’ policies means for California
The impact of climate change continues to grow over time, and California’s homeowners are paying the price – literally. Recent temperature increases have significantly raised the risk of wildfires in the state. In fact, California’s two largest fires by area burned...
When is an insurance delay too long?
Timing is crucial when recovering from a natural disaster that damages your home or business. You want repairs completed before the next severe weather event hits. While you’re free to hire repair crews as soon as you want to, if you want your insurance carrier to pay...
Do you have insurance for spring snowmelt flooding?
Flooding is one of the more common and destructive natural disasters in America. It’s often associated with heavy rainfall and storms, but one more factor can cause severe flooding. With spring in full swing, the warmer temperatures have led to mountain snow in...
Effect of earthquakes on insurance rates in California
Earthquakes are a frequent occurrence in California. So, if you live within 30 miles of an active fault in this state, you may face unique challenges when protecting your homes and finances. For you, the impact of these earthquakes can be felt not just in terms of the...
Supreme Court decision could set precedent for COVID-19 business insurance cases
In the aftermath of the COVID-19 pandemic, it was a terrifying surprise to many businesses that their insurance policies would not pay for the business losses they suffered during the government-mandated lockdowns. While many of these cases went to court, the courts...
Insurance guide for renters after a disaster
Climate change is becoming increasingly evident. In recent years, California has experienced a series of devastating natural disasters. Residents across the state suffered immensely from wildfires, extreme heat and flooding. At such times, climate insurance can...