New California legislation taking effect on Jan. 1, 2023, will impact insurer obligations in various areas. The legislation covers fingerprinting, licensing disclosures, education mandates, and insurance fraud reporting. How might this legislation impact consumers in...
Month: November 2022
Information about special relationships in insurance
The law does not require businesses or individuals to take measures to prevent all foreseeable harm to customers. For example, an insurance agent needs only provide coverage that a client requests and does not have to anticipate every need. However, courts around the...
Do insurance companies deny claims for vacant homes?
Some California residents decide to move out of their homes while holding on to their property, or perhaps they just want to spend a few weeks in another state. However, this might cause a problem if your home suffers damage and you want to file a homeowners’...
How can your business insurance help you in case of fire damage?
No entrepreneur wants to think about the possibility of their business literally going up in flames. However, the possibility of wildfires and simple accidents forces you into a position in which you must think about how to protect your business interest in case of a...