The Federal Emergency Management Agency released a new tool in 2021 to assess geographic risk of various national disasters. Understanding the scope of risk in your area can help you sufficiently prepare. San Francisco County ranks as a relatively high risk area with...

Recent amendments to California's financial code clarify sections of the market where the newly renamed Department of Financial Protection and Innovation has oversight. This includes several types of products and services mirrored in the federal Consumer Financial...

From tornadoes and hurricanes to volcanic eruptions, a natural disaster can put an end to your business if you do not have sufficient insurance coverage. Californians brace for earthquakes and wildfires and business owners must ensure that they take precautions and...

With the rapid and terrifying growth of wildfires over the last several years in California, insurance companies have raised the costs of fire insurance. The reason for the increase in prices stems from reinsurance companies concerned about the uptick of policies sold...

If you are a homeowner in California, you know that a natural disaster could occur at any time and affect your property. Fires, landslides and earthquakes are all too common in the Golden State. Some disasters are not covered under traditional insurance policies. Your...

If you suffer damage to your home due to a natural disaster, you may need to file a homeowners insurance claim. Waiting for your insurer to process your claim can be frustrating, particularly if the process is not going as fast as you want. At some point, you might...

If you have a life insurance policy in California, you are likely paying some pretty high premiums. Even though your beneficiaries will be more secure in the long run in the event of your untimely demise, you may be seeing much of the benefit.  There is, however,...

You have a tremendous amount of time, effort and money invested in your home. To protect this investment, you have a homeowner’s insurance policy. If a natural disaster, such as a wildfire, destroys the property, you may want to rebuild. Does your policy cover the...

Because your insurance policy should cover damages from natural calamities that could devastate your property, you want to make sure the policy you apply for meets all your needs. Unfortunately, some property owners find a policy is too confusing to understand but...

California residents recently awoke in the early morning hours to the all-too-familiar shakes of an earthquake. According to USA TODAY, a series of earthquakes recently hit the San Fernando Valley, an area ripe with fault lines. The temblors’ magnitudes reportedly...