Nearly every homeowner pays for a homeowner insurance policy. Such policies tend to cover certain types of damage to the home and the surrounding property. Some even cover the costs of certain lawsuits that follow accidents. However, insurance companies and homeowners...
The Standout Firm For
Insurance, Malpractice
And Business Litigation
In California
Insurance Law
A ruling affirms ConAgra’s public nuisance suits as uninsurable
A state appeals court ruled that ConAgra cannot secure insurance to cover a share of their approximately $102 million settlement over the use of toxic lead paint. The California state law's decision denies defendants using insurance liability for losses that result...
A look at the Florida home insurance crisis
Property owners in California want to have the ability to insure their homes and businesses at affordable rates. This protects their assets in the case of storms and fires and other unpredictable disasters. In Florida, the home insurance industry faces serious...
Potential strategies to mitigate wildfire destruction and costs
Wildfires have caused tremendous destruction throughout the country, and California has been especially hard hit. As a result, insurance premiums have increased steadily, and some companies are denying coverage for high-risk areas. There have been some strategies...
Answer these questions before buying earthquake insurance
Earthquakes are a reality that homeowners in California must prepare for. However, you need to consider several factors before deciding on a purchase. According to the California Department of Conservation, California experiences two to three earthquakes each year...
How do you tell when you need catastrophe insurance?
You can never know for certain when a natural disaster will happen. However, depending on where you live in California, the chances of such an occurrence happening are rather slim. Still, knowing that your home has adequate protection can provide a lot of comfort and...
What consumers must know about earthquake insurance in California
When you live in Northern California, earthquakes are an unavoidable part of life. However, they also have the potential to wreak havoc on your home and cause serious financial hardships if you do not take certain steps to prepare, should one occur. If you have home...
Common gaps in homeowner’s insurance
Homeowner's insurance helps people protect what is usually their greatest investment against fire, theft and natural disaster, but what happens when homeowners experience a gap in their coverage? United Services Automobile Association notes that while many Americans...
What happens after filing an insurance claim?
You have home and auto insurance to protect the most valuable possessions you own. When certain circumstances, such as theft or fire, causes damage to these possessions, your insurer provides a settlement to cover your losses. Understanding the process for filing a...
Disaster planning mistakes that many business owners make
With the day-to-day responsibilities of running a company, it is easy for a business owner like you to put off properly planning for a natural disaster or other emergencies. However, failing to thoroughly prepare for such a disaster puts your business, employees and...