Allegations of professional misconduct can be detrimental to individuals who work in a profession requiring a license. In this situation, the person must react properly to avoid making the situation worse and to move toward a favorable resolution. Anyone facing an...
Insurance offers protection against all sorts of events. It requires contracts to ensure the insurer and the insured have certain rights and obligations. The term "good faith" often accompanies conversations about insurance coverage. Understanding this concept is key...
Renting a home comes with its own set of responsibilities and risks. While many renters might think that insurance is only necessary for homeowners who have an entire building to protect, rental coverage can be just as important. Insuring your rental provides a wide...
When you purchase an insurance policy, you expect security and peace of mind. However, there are instances where the insurance company may decide to rescind your policy. Policy rescission is a formal revocation or cancellation of your insurance coverage. Understanding...
Vandalism can be a significant headache for any business, including hotels. When property damage occurs due to vandalism, it can lead to unexpected expenses and disruptions to operations. One question that often arises in such situations is whether a hotel can rely on...
In the fast-paced world of technology, data is the lifeblood of an IT company. Losing valuable data due to unforeseen disasters, such as a fire, can be catastrophic. Having comprehensive insurance in place can be the lifeline that helps the company resume operations...
When powerful winds strike, the damage can be severe for homeowners and business owners. Assessing the damage and navigating the insurance claims process can be daunting tasks. If you sustain property damage due to high winds, you might understandably wonder if your...
In an era dominated by digital transactions and information exchange, the risk of a data breach is a constant concern for businesses. For California businesses, where stringent data protection laws exist, the aftermath of a breach can be particularly challenging....
Climate disasters and regulatory changes have caused upheaval in California's insurance industry. As a result, residents are experiencing a myriad of challenges when it comes to insurance. Several issues are leaving Californians feeling less protected and less...
In an October 30 decision by the U.S. Ninth Circuit Court of Appeals, Vizio, Inc. lost an opportunity to obtain insurance coverage for a $17 million settlement of consumer class action lawsuits because it failed to request its excess insurer’s consent before agreeing...
