Ensuring employees have a complete and thorough knowledge of your small business is critical to the success of your company. The last thing you want, however, is for your employees to share this inside information with competing companies. When used properly, a...
Year: 2020
The consequence of prevalent fires on insurance costs
With the rapid and terrifying growth of wildfires over the last several years in California, insurance companies have raised the costs of fire insurance. The reason for the increase in prices stems from reinsurance companies concerned about the uptick of policies sold...
What happened with gig workers and the new employee classification law?
California passed a controversial new law that changed the worker classifications. The changes made it much more difficult for many companies to classify workers as independent contractors due to a provision that said independent contractors cannot do work that is...
Is your insurer acting in bad faith regarding your claim?
If you are a homeowner in California, you know that a natural disaster could occur at any time and affect your property. Fires, landslides and earthquakes are all too common in the Golden State. Some disasters are not covered under traditional insurance policies. Your...
What are mistakes to avoid in home insurance claims?
If you suffer damage to your home due to a natural disaster, you may need to file a homeowners insurance claim. Waiting for your insurer to process your claim can be frustrating, particularly if the process is not going as fast as you want. At some point, you might...
What are some of the signs of a bad attorney?
According to the State Bar of California, there are currently 190,000 licensed attorneys actively practicing in the state. Attorneys lend assistance in criminal and civil matters, and some specialize in certain areas of the law (such as personal injury), while others...
Holding a competing business accountable for wrongdoing
As a business owner, you likely face pressure on a daily basis. From problems with staff members to financial hardships brought on by the current economic climate, there are many different difficulties that many businesses struggle with. However, it is especially...
Can you borrow against your life insurance policy?
If you have a life insurance policy in California, you are likely paying some pretty high premiums. Even though your beneficiaries will be more secure in the long run in the event of your untimely demise, you may be seeing much of the benefit. There is, however,...
Do you know the cost of rebuilding your home?
You have a tremendous amount of time, effort and money invested in your home. To protect this investment, you have a homeowner’s insurance policy. If a natural disaster, such as a wildfire, destroys the property, you may want to rebuild. Does your policy cover the...
What are some warnings of a problem client?
Being selective about which clients you take is good for your business. Working with problem clients will result in many headaches, such as constant changes to the project, muddled directives, and a reluctance to remit money owed when it is due. While the above is...