When you expect your California homeowner’s insurance company to pay your claim and it either refuses to do so or makes a lowball offer, you may feel understandable frustration. However, there are some steps you may want to take to strengthen your case and argument,...
The number of wildfires taking place across California continues to grow. The fires seen throughout the state are also becoming increasingly severe, causing billions of dollars in damages each year. According to Bankrate, last year was a particularly bad year for...
Few disasters have the potential to be costlier than floods. Regrettably, even property owners who have never had a flood before may have to contend with water damage eventually. After all, sudden rainfall, poor drainage systems, tidal surges and other unexpected...
When your California home floods as a result of a major storm or another natural disaster, the steps you take in the aftermath may have a big impact on any homeowner’s insurance claim you may file moving forward. If you have flood insurance and plan to make a claim to...
In a recent decision, California's Supreme Court affirmed that consumers have a right to dispute insurance rates that companies did not notify the CIC about. The court’s unanimous decision in Villanueva v. Fidelity National Title Company made clear that insurers’ have...
The Federal Emergency Management Agency released a new tool in 2021 to assess geographic risk of various national disasters. Understanding the scope of risk in your area can help you sufficiently prepare. San Francisco County ranks as a relatively high risk area with...
Recent amendments to California's financial code clarify sections of the market where the newly renamed Department of Financial Protection and Innovation has oversight. This includes several types of products and services mirrored in the federal Consumer Financial...
From tornadoes and hurricanes to volcanic eruptions, a natural disaster can put an end to your business if you do not have sufficient insurance coverage. Californians brace for earthquakes and wildfires and business owners must ensure that they take precautions and...
With the rapid and terrifying growth of wildfires over the last several years in California, insurance companies have raised the costs of fire insurance. The reason for the increase in prices stems from reinsurance companies concerned about the uptick of policies sold...
If you are a homeowner in California, you know that a natural disaster could occur at any time and affect your property. Fires, landslides and earthquakes are all too common in the Golden State. Some disasters are not covered under traditional insurance policies. Your...