Timing is crucial when recovering from a natural disaster that damages your home or business. You want repairs completed before the next severe weather event hits. While you’re free to hire repair crews as soon as you want to, if you want your insurance carrier to pay...
Flooding is one of the more common and destructive natural disasters in America. It’s often associated with heavy rainfall and storms, but one more factor can cause severe flooding. With spring in full swing, the warmer temperatures have led to mountain snow in...
Earthquakes are a frequent occurrence in California. So, if you live within 30 miles of an active fault in this state, you may face unique challenges when protecting your homes and finances. For you, the impact of these earthquakes can be felt not just in terms of the...
In the aftermath of the COVID-19 pandemic, it was a terrifying surprise to many businesses that their insurance policies would not pay for the business losses they suffered during the government-mandated lockdowns. While many of these cases went to court, the courts...
Climate change is becoming increasingly evident. In recent years, California has experienced a series of devastating natural disasters. Residents across the state suffered immensely from wildfires, extreme heat and flooding. At such times, climate insurance can...
By applying for insurance coverage, you may have authorized your carrier to access databases and review your past claims. As noted by Wallet Hub, policyholders' claims could stay on their reports for years. The information contained in the databases that insurance...
Extreme climate has become the norm across the United States, with record-breaking temperatures and unexpected disasters happening yearly. Both legislators and the insurance industry keep up with these changes by adding or expanding law provisions. Policies like AB...
Anyone who experiences a mishap and makes a claim for an insurance settlement wants to resolve the matter quickly. The insurance company wants to do sufficient research to determine the extent of the damages so that it only pays out only what it has to. The interests...
Business owners must prepare for disputes that could lead them into court since litigation is the only possibility for settling certain issues. However, there are four common types of business disputes that lend themselves to resolution through mediation. About...
If you have read or skimmed through a business contract these days, the odds are that you have read a clause involving the term “arbitration.” Many people do not know what these mean and why they are in business contracts. Arbitration clauses serve a useful purpose in...
