Lesser Law Group

Rescinded insurance policies betray people who expected coverage

You selected an insurance policy and paid premiums to obtain financial protection in the event of an accident, theft, fire or other problem. If a loss covered by the insurance contract occurs, you naturally expect to collect on a claim or at least appeal a denial of coverage. The rescission of an insurance policy, however, could not only surprise you but undermine your protection from loss. When a Florida insurance company rescinds your policy, it acts as if the contract never existed.

The insurer will base its decision on claims that you misled the company when you applied for the policy or filed a claim. The insurer essentially accuses you of fraud. In this situation, you might receive a refund of all premiums that you paid along with a declaration that the policy is void. Your refunded premiums, however, might not adequately compensate you for your losses, which could be substantial.

The rescission makes it impossible to challenge a denied insurance claim. By changing the status of your policy to nonexistent, the company will not recognize any claims upon it. You will be left facing potentially costly liabilities, especially if a third party has targeted you or your business with a lawsuit or you have suffered extensive injury or property damage.

Although insurance companies have designed rescission to make challenges difficult, litigation has the potential to restore your coverage. Our attorneys have managed numerous cases for policyholders. We have developed strategies to defend individuals and businesses by scrutinizing insurance contracts. To gain a better understanding of your rights, read the information that we have prepared about these types of insurance disputes on our website.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Tell Us About Your Case

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

San Rafael Office
4040 Civic Center Drive
Suite 200
San Rafael, CA 94903

Phone: 415-460-7754
Fax: 415-295-4122
San Rafael Law Office Map

San Francisco Office
315 Montgomery Street
Ninth Floor
San Francisco, CA 94104

Phone: 415-460-7754
Map & Directions

Sacramento Office
333 University Avenue
Suite 200
Sacramento, CA 95825

Map & Directions

Building
San Francisco/San Rafael : 415-460-7754
Sacramento : 916-237-7820
Fax : 415-295-4122